Cover

FRIC arranges and manages the following covers in the Protection Programme on behalf of its Members;  

Liability Covers

• Employers’ Liability (statutory insurance)
• Public and Products Liability
• Professional and Officials Liability

Property Covers

• Buildings and Contents
• All Risks on Equipment
• Business Interruption
• Optional covers for Money, Computers and Theft by Employee

Terrorism Cover

• For the items and sums covered by the Property Covers

Motor Cover

• Statutory insurance and Comprehensive cover for the Red Fleet and Light Fleet vehicles owned by, leased by or hired by the Member

Motor Uninsured Loss Recovery Legal Expenses

• For the vehicles covered by the Motor Cover